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| 02/05/2012 09:46:45 |
| | Eu Directive on Data Protection Issues | The UK government is likely to press ahead with a radical overhaul of data protection laws despite a warning that the impact of doing so will be “substantially negative”.
The government has until 14 May to notify the Council of the European Union (EU) if it wishes to opt out of the proposals, which will alter the way data is stored, handled and shared by all EU member states and replace the UK’s current data protection laws.
After the European Commission announced the proposals on 25 January, the Ministry of Justice (MoJ) conducted an impact assessment which closed on 6 March.
Speaking in Parliament last week David Davis, Conservative MP for Haltemprice and Howden, said the MoJ had summarised that the overall impact of the proposals is “likely to be substantially negative” for the UK.
But Crispin Blunt, Parliamentary under-secretary of state for justice, said it was likely the government would opt in despite reservations over implementation costs and the “excessively bureaucratic and unwieldy” nature of some of the provisions.
Citing three reasons for opting in, Blunt added that the proposals were at a very early stage and could therefore be better negotiated by opting in.
He then argued that the UK could become legally exempt from cumbersome proposals on domestic data processing.
Finally, he said opting out would compromise the UK’s ability to share information across borders without removing the potentially bureaucratic obligations it could create
“If we were outside the directive, our ability to negotiate essential data-sharing agreements could be significantly undermined,” Blunt told Parliament. “Exercising our opt-out on this measure could throw our participation in other measures into question and the Council could take the decision not allow us to continue to participate in valuable data-sharing arrangements.”
Once agreed in the European Parliament, the data-sharing proposals will become an EU-wide regulation, not a directive, which means they must be interpreted in exactly the same way across all EU member states.
Among the proposals which affect the credit industry is the “right to be forgotten” which allows consumers to erase their data from websites where there is no good reason to store it.
Meanwhile, there are also proposals to create a single national authority in each member state to handle all data processing issues including consumer data-handling outside the EU.
To view the full set of proposals click here.
Update: The MoJ has confirmed that the findings of the impact assessment will be published as part of the Department’s call for evidence, expected in early summer. The individual documents have been released to Parliament but will not be published outside of the call for evidence.
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| 20/02/2012 15:21:12 |
| | 2012 Electoral Roll Data | Interesting point to note:
For the second year running, the number of people opting out of the Edited Electoral Roll has reduced with a drop of nearly 5% compared to last year. This is great news for tracing, as the Electoral Roll provides a wealth of accurate identity data, however despite the drop, opt-out rates remain significantly high with 30% of councils seeing over half of their residents choosing not to be listed.
By combining multiple data sources, Intelligent tracing can help you locate and contact many of the ‘opted-out’ individuals by providing 43 million names and addresses, over and above the Edited Electoral Roll.
Try the new tools on www.freeelectoralrolluk.co.uk
Intelligent tracing Customer services |
| 28/01/2012 13:19:35 |
| | EC data privacy proposals costly for EU businesses | Lets see if this ever is implemented:
Proposals for new privacy regulations for companies handling EU citizens’ data may increase demand for cyber liability solutions, according to Brokers Lockton.
The draft proposals, released this week, which must be approved by all European Union member states and ratified by the European Parliament, are designed to result in harmonisation across Europe. EU Commissioner Vivian Reding stated that the regulations "will help to unleash the potential of the Digital Single Market and foster economic growth, innovation and job creation".
However, compliance with the directive is likely to result in a significant increase in risk management costs for European business. Speaking to Insurance Insight, Ben Beeson, partner at Lockton Companies, called the proposals "game-changers". "The EU always treated privacy as a human rights issue and said this is what you should do. But to date there has been no teeth if you don't comply. "If you're a big company 2% of global turnover is huge," Beeson said.
Compulsory breach notification may see Europe emulate the growth in cyber liability solutions seen in the US market where there have been state-mandated data laws for a number of years. "If you have to notify a breach you have to admit liability. Owning up is bad for business and the risk goes up," said Beeson. "We have struggled to sell cyber liability products outside the US to date but we are seeing this start to change. This will just accelerate it. People in Europe are waking up to the fact that they have a risk but they don't understand it. It's like D&O risk was in its infancy." "You can't stop a data breach from happening. It's about understanding that as a severity risk, taking it off your books and buying insurance for it," he added.
Under the proposals organisations are required to seek explicit permission to process data, rather than assume it. The proposals also enshrine a "right to be forgotten" meaning users' personal information must be deleted if there are no legitimate grounds for it to be kept. The proposals also make it mandatory to report a data breach to the regulator "as soon as possible"- ideally within 24 hour and where the breach is likely to have an adverse impact companies must notify the customers "without undue delay".
Larger companies with 250 or more employees will have to appoint a data protection officer and to establish a presence in the EU where they do not already have one. The penalties for not complying are severe. They include a fine of up to 2% of global annual turnover if companies breach proposed EU data laws and a fine of 1% of global turnover if a company refuses to hand over data or fails to correct wrong information.
Companies that use cloud-based data management systems are thought to be particularly at risk as cloud suppliers are often unable to clarify where particular data sets are held at any given time and, often have terms and conditions that indemnify them against the majority of liabilities associated with data loss or a data breach from their system.
Companies will also be required to carry out privacy impact assessments before processing any data that is likely to present specific risks to individuals, and to be transparent as to what data they hold and how it is used.
The European Parliament and Council are expected to adopt the regulation by the end of 2012 after which member states will have two years to prepare before the regulation takes legal effect.
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| 01/01/2012 14:51:14 |
| | Basic Company Check | It is both wise and good business sense to check any new company or director you are considering advancing credit upon. It is after all just common sense.
Intelligence tracing credit reports are a great way to protect your company from future bad debts.
If you are looking to form a partnership, or extend credit to another company then it is always useful to make yourself aware of their financial history and situation so that you can assess any possible risks before they bite you on the bum!. Being informed is the best way of protecting your company; accessing a credit report will enable you to make the right decision for your company, and can help protect you from entering a business relationship with a company that is a risk.
Just remember forewarned is forearmed |
| 08/12/2011 08:13:34 |
| | Who can register a birth | A few brief points regarding registering a birth record England & Wales
A mother can register the birth of her child on her own, regardless of whether she is married or not. She can also register the birth jointly with the father.
A father may be able to register the birth of his child jointly with the mother.
He can only register the birth on his own if:
•he was married to the mother when the child was conceived, or
•he completes a statutory declaration form, or
•there is a parental responsibility agreement in force and he has the appropriate court order.
If the father is not married to the mother but registers the birth jointly with her, he will ensure that he has parental responsibility.
If you're the lesbian partner of a child's mother, you may be able to register the birth jointly with the mother in certain circumstances. This will give you parental responsibility.
If you're the lesbian partner of a child's mother, you might want to get advice about whether you can get parental responsibility for the child.
If the child's parents are not able to register the birth, this can be done by one of the following people:
•someone living in the house where the child was born
•any person present at the birth
•any person responsible for the child
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| 07/12/2011 14:40:34 |
| | Debt Recovery Tracing Options | Intelligent Tracing Debt Recovery products enable you to:
a. Assess your customer accounts for collectability Prioritise collection efforts
b. Confirm identity and residency
c. Leverage reliable tracing tools and services to locate debtors
d. Maximise productivity
With a database of in excess of 500 million records derived extensive and valuable data sources, Intelligent Tracing can offer flexible and reliable solutions to the problem of tracing gone-away individuals - whether the organisation is a credit grantor, debt collection agency or one of the many other bodies that are dependent on up-to-date and accurate traceable information on the location of individuals.
Fundamental to the power of our services is the breadth and depth of data we hold and our ability to turn this data into knowledge. |
| 05/12/2011 13:09:20 |
| | Who is on the UK electoral Roll | The truth is not a lot of people. In 2011 over 45% of the population are not recorded on the register because they have opted out. Our Intelligent tracing register bridges that gap with consented data which augments the Electoral roll data to provide a more accurate reflection of residency records in the UK.
The text book answer in broad terms are:
To vote in parliamentary elections in the UK you must be a British citizen, a citizen of another Commonwealth country or of the Irish Republic, as well as being resident in the UK, aged 18 or over, included in the register of electors for the constituency and not subject to any legal incapacity to vote.
People not entitled to vote include members of the House of Lords, foreign nationals resident in the UK (other than Commonwealth citizens or citizens of the Irish Republic), some patients detained under mental health legislation, sentenced prisoners and people convicted within the previous five years of corrupt or illegal election practices. Only registered voters who are listed on the edited electoral roll can be found using ONLY electoral roll searches.
Just remember our tracing product Intelligent tracing register does not rely purely upon the UK electoral roll to confirm either residency or none residency.
Good luck in your search |
| 11/11/2011 11:07:30 |
| | Basics Of Debt UK Recovery/Collection | If you are the debtor:
When bailiffs may be used
Please be aware your creditor (the person you owe money to) can make a claim against you in the county court. A County Court Judgment (CCJ) may be made stating that you must repay the debt.
If you don’t make the payments ordered by the court, your creditor can ask the court to issue a 'warrant of execution'. This means that county court bailiffs may be called in to help recover the debt. You can ask the court to suspend the warrant - see the ‘How to avoid being visited by county court bailiffs’ section below.
If you owe tax to HM Revenue & Customs (HMRC), or Council Tax to your local authority, they may send private bailiffs to recover the debt.
If you have a magistrates’ court fine that you have not paid, the court can use private bailiffs to try to recover the money you owe.
Debt collectors:
Creditors may use a debt collection agency to ask you to pay off the debt.
That said please be aware Debt collectors aren't court officials and don't have the same powers as bailiffs. They can't enter your home or seize your possessions. They can only write, phone, or visit your home to talk to you about the debt and how to pay it back.
If you are the creditor:
The basic problem in trying to recover a debt is undertaking service of the court papers in the first instance because without service being undertaken correctly the recovery action will fail.
You sould also remember you cannot serve papers at a place of employment without first obtaining permission from the court.
If you need to trace the debtor ? look no further than our tracing services.
Good Luck
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| 31/10/2011 12:44:18 |
| | Intelligent Tracing - New People Search Tool | Intelligent tracing was launched 01 Nov 2011.The aims of the web site are clear ! to ensure the user can navigate quickly through accurate data to faciliate the best chance of recovering information which wll allow you to make informed decisions.
We are here to help. Please use the Live Chat facility if on line or if you need immediate help or advise upon how to trace a missing person telephone 0911 612 4790 calls are charged at £ 1.53 per minute from a BT landline number. |
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